Credit Risk Analyst

About the role

Join the IFRS9 team at PC Financial as a Credit Risk Analyst. You will help build and refine expected credit loss models for a growing portfolio of financial products, supporting the bank’s risk management strategy.

Key responsibilities

• Collaborate with cross‑functional teams to develop and enhance expected credit loss models while ensuring regulatory compliance.
• Conduct in‑depth data analysis to identify patterns, trends, and potential risks.
• Apply statistical and quantitative techniques to validate, calibrate, and back‑test credit risk models.
• Translate business requirements into analytical solutions that improve decision‑making.
• Create reports, presentations, and dashboards to communicate model outputs and recommendations.
• Monitor industry trends, regulatory changes, and new modeling methodologies to continuously improve models.
• Support the risk management team with model enhancements and ongoing performance monitoring.

Required profile

• Bachelor’s or Master’s degree in Mathematics, Statistics, Economics, or a related quantitative field.
• Demonstrated experience in risk management, credit risk modeling, or a similar analytical role within financial services.
• Strong proficiency in statistical modeling techniques and quantitative analysis.

Required skills

What we offer

• Opportunity to make a tangible impact on the bank’s risk strategy.
• Collaborative and supportive team environment.
• Professional growth and development in a leading Canadian financial institution.