Risk Strategist

About the role

Relay is a digital banking platform helping small businesses manage cash flow. As a Risk Strategist you will lead the design and optimisation of fraud‑prevention rules, turning data insights into actionable strategies that protect customers while maintaining a smooth experience.

Key responsibilities

• Analyse onboarding, account and transaction data to identify emerging fraud patterns and growth opportunities.
• Develop, test and tune fraud rules across customer touchpoints, balancing fraud prevention with operational efficiency.
• Back‑test rule changes to measure impact on fraud rates, customer experience and workload.
• Collaborate with Product, Engineering, Risk Operations and Data teams to embed controls in new features.
• Implement automation, fraud tools and external data sources to strengthen the risk engine.

Required profile

• 2+ years experience in fraud, risk strategy or data analysis, preferably in fintech, banking or payments.
• Strong analytical mindset, able to dig into trends and translate findings into smarter fraud rules.
• Proven ability to own projects from definition through delivery and communicate results to both technical and non‑technical stakeholders.
• Comfortable working in a fast‑paced, cross‑functional environment.

Required skills

• Proficiency in SQL, including joins, aggregations, window functions and subqueries.
• Experience with Python for advanced analysis or automation.