Compliance Officer (AML/FINTRAC)

About the role

Mercuryo, a Web3 and DeFi payments platform, is hiring an experienced Compliance Officer to help with Canadian registration acquisition and maintenance and to run a practical AML/ATF compliance program for its crypto on/off-ramp and fiat remittance business. The role supports the Canadian regulatory roadmap and works across many cross-functional initiatives.

Key responsibilities

• Support FINTRAC money services business registration, Bank of Canada RPAA registration, renewals, amendments and post-registration work
• Coordinate inputs for FINTRAC, Bank of Canada and provincial submissions (e.g. Revenu Québéc), including policies, business plans, safeguarding and risk materials, and track regulator questions and deficiencies
• Support examination readiness, renewals, annual reports, key-person changes and ongoing registration operations
• Operate the AML/ATF framework: operational AML work, quality assurance, investigations, vendor due diligence and control testing
• Draft and implement risk assessments, policies, procedures, control descriptions and governance materials
• Document KYC/KYB, sanctions screening, transaction monitoring, travel rule, STR reporting, training and recordkeeping
• Maintain an audit-ready compliance evidence library with version control and issue remediation tracking
• Work with Product on feature releases and coordinate projects across Compliance, Legal, Product, Operations, Finance, Security and Engineering

Required profile

• 5-7 years of payments/fintech compliance with hands-on Canadian FINTRAC and/or RPAA experience
• Strong AML/ATF execution across KYC, transaction monitoring and sanctions
• Attention to detail, sound judgment and ownership of follow-through
• Comfort in a fast-moving, cross-functional, internationally distributed environment
• Crypto experience is helpful; experience with Canadian, U.S. and European stakeholders is a plus

Required skills

• Canadian AML/ATF and FINTRAC/RPAA compliance
• KYC, transaction monitoring and sanctions screening
• Crypto experience, preferably with blockchain analytics tools such as Chainalysis

What we offer

• Competitive market-rate salary and performance-based incentives
• 22 days annual leave plus 6 company days and bank holidays
• Health insurance, maternity and paternity leave support, and an extensive benefits program
• Flexible schedule, remote work options and modern offices and co-working spaces across 6 countries
• Working equipment, professional development and training, and the chance to shape the initiatives you work on