Director, Enterprise & Financial Risk Management

About the role

PC Financial is seeking a Director to lead its Enterprise and Financial Risk Management function. Reporting to the Chief Risk Officer, you will oversee a five‑member team and drive the bank’s risk oversight program.

Key responsibilities

• Execute strategic risk initiatives such as the Annual Enterprise Risk Assessment, Risk Appetite and Limit Setting, Stress Testing and ICAAP.
• Lead and facilitate discussions in the Enterprise Risk Management (ERM) committee.
• Maintain the Model Risk Management program, including model inventory, lifecycle management and independent validation of material models.
• Conduct independent assessments of credit risk acquisition and limit management strategies.
• Oversee key risks and controls related to liquidity, capital, interest‑rate risk and securitization activities.
• Enhance analytical capabilities, internal risk models and dashboards.
• Advise senior management on financial risks, loan loss provisioning, capital and liquidity risk management, and reporting.
• Prepare Board materials, quarterly risk dashboards and updates on emerging risks.

Required profile

• University degree in a quantitative discipline (e.g., Economics, Business Administration, Statistics, Mathematics, Computer Science).
• 10+ years of experience in the retail financial industry, credit risk management, data analysis, financial modeling or model validation within an OSFI‑regulated bank.
• Strong knowledge of credit scoring, risk assessment and portfolio management.
• Excellent analytical, storytelling, problem‑solving and presentation abilities.
• Solutions‑oriented mindset with critical thinking and sound decision‑making.
• Proven interpersonal skills for stakeholder collaboration and consensus building.

Required skills

• SAS
• SQL
• Python